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“Whether you are looking for coverage, advice about risk management issues,
or trying to solve a claims problem, we are here to help”

alternative-program-design
Alternative
Program Design

There are situations when a company finds it advantageous to adopt innovative approaches to funding loss outside of the conventional premium for coverage method.

contract-lease-analysis
Contracts and
Lease Analysis

At HGIS, we will ensure that the risks you assume under contract, and those that you transfer to others, and understood and properly handled.

safety-and-loss-prevention
Safety and
Loss Control

Protecting your company’s physical assets and human capital is your highest risk management priority.

Solution to Claims Management Problems
Solutions to Claims
Management

Solving management problems is perhaps one of the most critical functions for our firm and one we have grown to specialize in over the years. Our Worker’s Compensation Claims capabilities are unsurpassed.

We Have Developed Strong Carrier Relationships


pacificare aetna bluecross kaiser healthnet blueshield humana cigna travelers golden_eagle firemans

Industries We Serve


construction-and-developmentConstruction
and Development

With our risk management services, we can assist companies in the construction and development industry in addressing risks and liability issues relative to their business and its operations.

manufacturingManufacturing / Distribution

The manufacturing/distribution sector needs our specialists to help preserve physical and human capital.

non-profit-religious-organizationNon Profit/ Religious Organizations

HGIS specializes in the unique exposures of nonprofits from management and employment issues to the special nature nonprofit financial risk.

retail-wholesaleRetail
/Wholesale

At High Ground/ United Agencies Insurance Inc., we are concerned with risks and other critical issues concerning companies in the retail and wholesale business.