If you are from the manufacturing / distribution sector, you are already aware of numerous issues confronting your industry.  Some problems include:

Workers’ Compensation

Providing a safe working environment is imperative. You need to protect your workers as they are exposed to countless potential hazards such as electrical, chemical, and physical perils. Although that you have safety measures applied in your entire organization through policies, procedures, and technologies, there is always the risk that workers may be injured, and you have to pay not only medical bills but salaries while the employee is on leave.

Product Safety & Liability

You need to ensure that your products are produced for safe use. You have to be insured so your company is protected in cases when your products fail to deliver the goods and cause public liability.  Think of losses when your products are recalled or when you have to pay medical expenses of people who were injured or got ill using your products. In addition to third party compensation, you have to include litigation cost and other legal expenses.

With these potential problems in mind, our insurance team will help companies in the manufacturing / distribution industry in the areas of:

Product Safety & Liability

In this aspect, we shall help you determine the appropriate insurance coverage for your company through:

  • inventory of current physical assets and revenue flow structure
  • assessment of human capital exposure
  • analysis of existing contractual risks
  • review of current policy language
  • evaluation of non–traditional Loss/Premium Funding mechanisms

Risk Evaluation

This includes:

  • identification of risk exposure
  • profit and revenue protection
  • review of safety and loss prevention practices

HR Consulting

Our Human-Resource consultation activities includes the following:

  • EPL claims avoidance through policy and procedure review
  • workers’ compensation reporting
  • review and updating of Employee Handbook
  • formulation, update, management, and monitoring of safety and loss prevention program

Claims Management

You have no idea what your insurance coverage can do for you until problems occur. In this regard, we can help with:

  • monthly claims management and oversight
  • quarterly claims review
  • first aid guidelines
  • MPN compliance
  • UNIT STAT reporting
  • creating a duty-modification within a return-to-work program
  • OSHA requirements
  • loss-control mechanisms
  • around-the-clock consultation