Many non-profit and religious organizations were once considered immune to litigation but recent court decisions and statutes have greatly weakened that position. Such organizations are exposed to a wide variety of possible legal issues such as wrongful termination, tort liability, discrimination of members, personal injury, breach of contract, and parent organization liability to name some. With that, everyone behind these organizations is recognizing the legal risks involved and is interested about the extent of their liability either as individuals or as members of the organization.
As the immunity protection for non-profit as well as religious organizations are now liberalized, these organizations become vulnerable to all sorts of legal threats. Insurance coverage is one of their vital defenses to protect them against costly legal and third party claims. It is also important to take note that individual and organizations in this category are involved in various activities, which expose the entire organization and the people working individually for them their various acts of omissions, which can result to harming public interest.
To answer these questions, we have developed a coverage program that will cater to non-profit / religious organizations and examine potential liabilities their organizations and people behind it are facing. In this manner, different aspects of operations are covered and the entire organization is protected.
We serve organizations belonging in this industry through the following services:
As your organization and the team of people behind it becomes vulnerable to risk and other critical issues, we are here to help you with an information campaign, public interaction and staff exposure, volunteerism and the accompanying risk factors. Those include but not limited to; crisis management, consultation on vendor selection, training on workplace safety and environment, training about social media and cyber safety, and training on public relations.
Recognizing the fact that the human resource is the first stop when it comes to dealing with public liability, we;
- Provide first line of defense training
- Give inputs on effective rules of engagement and operation
- Review and update employee handbook
- Review of hiring and firing policies and procedures
- Develop and update safety and loss prevention training as well management and monitoring
You have no idea what’s wrong with your insurance progam until you and your organization encounter damages and losses that may not be properly provided for. If these happen, we can help you with the following specifics:
- Monthly and quarterly oversight and reviews of claims
- Review of first aid guidelines
- Setting up of a medical clinic
- Review and modification of return to work policies and programs
- Post termination advice
- Protection against fraudulent claims and how to combat it
Our goal is to evaluate different factors on non-traditional losses and premium funding mechanisms such as rental captives or plain captives, self-insured groups, high-deductible programs as well as to analyze and design employee benefits plan, business operation planning, and programs to prevent employee losses and hard assets.